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Buying A Car

i[x] knows you gotta have a set of wheels to get where you need to go. But without cash, how can you afford a car? With an auto loan from Georgia’s Own Credit Union – that’s how! We have three different loan packages designed to help get you behind the wheel.

First-Time Car Buyer**
Credit history lacking or non-existent? Georgia’s Own lending specialists will try to help you find a way to purchase your first car, whether it’s ways to improve your credit score, or adding a co-signer to help you establish credit.  Choose from a mixture of terms and rates to help you get your first set of wheels!

Recent College Grad Car Buyer**
Congrats on that shiny new degree! Now it’s time for a shiny, new-to-you car to get you on the road to success. Georgia’s Own provides you the opportunity to purchase a car of your choice, new or used, and establish credit in your name. A down payment and co-signer may not be required, you have 90 days until your first payment, AND you could get up to a $1,000 line of credit!

Green Auto Loan**
In an effort to go green, Georgia’s Own Credit Union will offer a .5% rate reduction to be applied to any auto loan for hybrid and alternative fuel vehicles. Alternative fuel vehicles eligible for the program are determined by the U.S. Department of Energy’s Energy Policy Act (EPAct). Please specify the vehicle type at the time of your loan application. Bottom line: save the planet, save money.

Visit Georgia’s Own to get your auto loan started!

**i[x] members who are 18 years of age and older, who earn an income, can request an individual credit card or loan, however, in some circumstances, you may need a joint on the account