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Are you looking for a great idea for the moms in your life for this upcoming Mother’s Day? With Mother’s Day nearing, we have some tips for how you can show Mom you appreciate her without breaking the bank.
1. Cook a Meal
She always cooks for you, so why not show her you can cook for her. Even if it turns out a little on the bland or burnt side, she will appreciate the thoughtfulness and effort in trying. Here are some simple, cheap recipes to “Wow” your mom.
2. Plant Flowers
Even though buying cut flowers is great, they don’t last very long. Buy a packet of seeds or potted flowers and schedule a time to help her plant them. Check here for a list of the best flowers to plant in Georgia.
3. A Day or Night Outing
Give Mom a break from her day-to-day life by taking her on a special outing. Research free events around you (concerts, day at the museum) and pick something that she will enjoy. To find free things to do in Georgia, check here.
4. Free e-card
Moms love getting cards, so why not send a free e-card this year? Georgia’s Own is once again offering to help you send an e-card to those special moms. Visit georgiasownmom.com to get started on your card.
March is known for many things – midterms, daylight savings time, and, of course, spring break vacation. Spring break trips, by their very nature, vanquish hard-earned surplus funds and eliminate any and all leftover holiday checks from generous distant relatives. But while you might try to concoct a MasterCard-esque rationalization that a week’s worth of zany adventures with your best palls is “priceless,” bear in mind these few simple tips to save yourself some unnecessary expenses.
Firt, if you’re the owner of the vehicle tasked with transporting you and your buds down to whatever destination, use AAA’s online fuel cost calculator to determine (almost exactly) the cost of gas for the trip before you leave. While everyone tossing you twenty bucks on their way out the door is a nice gesture, it rarely amounts to the true proportional amount owed for the drive.
Secong, pack thoroughly. Things like car snacks, sunscreen, coolers, etc. are all significantly cheaper at your local grocery store than at a convenience store in a touristy town. Third, while on the road start looking for exits with multiple gas stations while you still have at least a quarter of a tank. Gas stations isolated off freeways in rural areas can have significantly higher gas prices than another station just thirty minutes away. Don’t wait until that foreboding red glow is emitting from your dash to pull off the road and subject yourself to the overblown prices of a two-pump shack in the sticks.
Upon arriving, your first stop should be to the largest local grocery store. Preparing food and cleaning up while on vacation may seem like a downer, but eating in at least twice a day can make the difference between having surplus cash for weeks after spring break and being too broke to eat anything but salty noodle soup until April. Also, you’ll likely find making food and cleaning dishes to be surprisingly fun if you can get just a handful of your group on board.
Finally, beware of package deals regarding clubs, restaurants, or other tourist attractions. While these “coupons” might seem like great deals at first, consider the following; purchasing one of these passes financially obligates you to organize all of your plans around those places; places that may be hard to get to (so add some money for cab/shuttle); places who’s appeal may be significantly compromised in adverse weather (no patio, pool, or beach bar); and if this deal is available for you and your group, you can be almost certain it’s available for anyone and any group, meaning these places can be swarmed with other breakers making it nearly impossible to truly take advantage of whatever “deal” you were offered (free cover form 6-7, free appetizers, frees t-shirts while supplies last, etc.).
Whether or not you choose to follow any of the aforementioned advice, take this suggestion above all others: have a safe, memorable, and, most of all, fun spring break vacation!
No Comments »Valentine’s can be one of the most expensive date nights of the year. It can also be one of the most unromantic times for daters who are hoping for a special evening but instead end up seated in a back corner of an overpacked restaurant next to a couple with a crying baby. Here are some tips to ease the planning stress and end up with a memorable evening that doesn’t have to break your wallet.
Dining for the ironic: WAFFLE HOUSE
Yes, it’s hard to believe but it’s true – many Waffle House locations offer a Valentine’s Day program. Bring your camera so you can brag to all your friends. HA! Its a great place to sit and talk and laugh and enjoy an all American meal, scattered, smothered and covered. Don’t forget to get reservations though. They do fill up. At Select Locations: www.wafflehouse.com
Just do dessert at CAFE INTERMEZZO
The largest beverage menu you’ve probably ever seen with over 100 coffees, teas and more. They also have the most mouth watering delectable desserts you’ve tasted. Very romantic, candlelit, classical music, hip atmosphere. You will feel you’ve been transported to a quaint cafe in Europe. Locations In Brookwood, Dunwoody, & Downtown. Vist the site: www.cafeintermezzo.com
Be early: DINE A DAY BEFORE
You can expect better service and a quieter evening if you pick another night to dine out. You can tell your sweetheart you are so excited about Valentine’s that you want to celebrate early. Also if you are a seasoned baby-sitter you know Valentine’s is a great time to make a little dough while helping out couples with kids.
Keep it simple: STAY HOME
Cook them their favorite meal or order in and light some candles. Or you could watch a romantic flick while eating chocolate fondue.
![Valentine's Day Tips from i[x]!](http://doyouix.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-27-at-2.39.21-PM.png)
Plan ahead: TREASURE HUNT
Give your sweetheart a map with clues that only the two of you would get. The map can include some of your favorite locations or items that you can reminisce over. Hide clues along the way, limit clues to 4 or 5 making the hunt around 30 minutes. Make sure to hide a treasure ahead of time in a safe place. Treasure could be a box of chocolates and handmade card, or tickets to special event etc.
Enjoy nature: STARGAZING
This can be fun if you bundle up and drive a few miles out, away from the city lights. Don’t forget to bring a thermos of hot chocolate, flashlight, binoculars, constellation map/star chart and a blanket.
Bonus points: FLOWERS
Whole Foods and Harry’s have beautiful roses and other flowers that are very reasonably priced. Locations Around Atlanta: wholefoodsmarket.com/stores
Hey everyone! Since school is in full swing, I thought I’d drop you all a handy resource. So I compiled a list of colleges and universities in the state of Georgia who are on Twitter. Twitter is a great way for you to connect with the schools and get updates about what’s going on… Plus, lots of these schools are always giving away free stuff! If you have any to add to the list or your school is missing, please let me know! I hope you all can take advantage of the great tool that is Twitter!
Agnes Scott – @agnesscott
Albany State – @ASUFollowers
Andrew College – @AndrewCollege
Augusta State – @AugustaState
Brenau University – @BrenauU
Clayton State – @ClaytonStNews
Emory – @EmoryUniversity
Georgia College – @GeorgiaCollege
Georgia Tech -@georgiatech
Georgia Perimeter – @gpctweets
Georgia State – @GeorgiaStateU
Georgia Southern – @GeorgiaSouthern
Kennesaw State – @kennesawstate
Macon State – @maconstate
LaGrange – @LaGrangeCollege
Mercer – @MercerYou
Morehouse – @Morehouse
Savannah State -@savannahstate
SCAD – @SCADdotedu
Shorter – @shorteruniv
Spelman – @SpelmanCollege
UGA – @UGANews
Valdosta State – @valdostastate
Until next time…
Will.i.x
Since you’re looking at this blog, I already caught you indulging yourself in the virtual world. How can you not? The internet has so much to offer: every sort of deal, videos galore and just pure entertainment, but when does this entertainment become too much? Well when I started to get on Facebook and Twitter before I finished my homework or a job application, I knew I was at the beginning of a major problem.
The internet has become the gateway to practically anything and everything. No longer do we have to call someone to reschedule a doctor’s appointment or drive to a clothing store for that little black dress. Verbal communication is out the door and email, chat and messaging is in. Facebook, Twitter, Tumblr and Flickr have created introverts in all of us. Why confront the new kid at school in person, when you can glimpse at their Facebook profile and see their interests, photos with friends and relationship status right at the safety of your computer? This new way of life not only takes us away from those classic awkward introductions, but allows for further pre-judgment. Honestly, if I see that you have more than 3,000 friends on Facebook, I am going to question your value of friendship. If your Tumblr page only features pictures of famous people, I am probably going to question your grasp of reality. While these may seem like minor prejudices, a fellow classmate is not the only person who has access to your social media sites (even if you have adjusted it to privacy settings).
Your parents, coaches, employers and college admission counselors use these sites too! In fact, they judge your social media pages more than me! They have an agenda- to see how you carry yourself on the World-Wide Web. If your friends post profanity on your Facebook, they will take that into consideration as a reflection of you. Employers want someone that will represent the company justly, which means no crazy party pictures or notes/blog entries about a person you despise.
When it comes down to it, social media is a great tool for companies especially from the hiring stand-point, but you cannot deny the threat it has on us teenagers. We spend countless hours on the internet instead of doing homework and forming real-life relationships. Then we undermine other’s perception of our personal social media sites and say whatever we want, whenever we want. Now that school is starting up, the effects of being on the computer 24/7 are the most harmful. You don’t want to get grounded from the Homecoming dance or cut-off from allowances because of a failing grade or inappropriate comment. Limit your time online and spend more time studying and forming real-life relationships with people. After all, these are the years that truly count!
No Comments »Hey guys! My name is Kemi. I am one of the new social media interns for i[x] at GOCU, so you’ll be hearing from me over the next couple weeks! Writing my first blog is a little intimidating, but I hope you guys find this info helpful!
It’s sweet summertime, your bored and looking for something to do. If your anything like me, you have your Twitter and Facebook pages open and you refresh, tweet and like basically everything to fill the void that was once school. With all this extra time, have you ever thought about getting a job? Everyone loves some extra money and those sunglasses and music aren’t going to buy themselves! So start looking! Visit you local shopping centers, apply online and use those amazing connections you have to find the job that’s right for you. Remember not to be discouraged if you don’t find the perfect job right away! Keep looking around and talking to everyone you know. Once you’ve found that job stick to it. Before you know it you’ll be making bank! And don’t forget that hard work is the key to success (and a bigger wallet)!
No Comments »Hi fellow i[x]ers! My name is Jennifer and I am just like you, a teenager in Georgia! I am spending part of my summer as one of the new social media interns at Georgia’s Own Credit Union. So here’s my first of many blogs to come. I know you’re lounging around trying to find “summer movies,” but read my blog first; you might rethink going to see Transformers: Dark of the Moon in 3D, instead of 2D.
The older generation, our parents (the “Baby Boomers”) and our grandparents (who are just old), refer to us young people as “Generation Y,” the generation which was born around the turn of the millennium or most remember as the Y2K Bug Scare. The boom of technological advances around our development has automatically dubbed us “tech-savvy.” I’m ok with this because I have to admit, I have the latest devices: a touch-screen phone, an iPad, a Smart TV and an awesome camera to top it all off. Only thing is, our generation is going to end up being the most in-debt if we keep on purchasing like the world is about to end. Thing is, life as we know it is not about to end. I am going to graduate from high school and college and will have to pay off those dreaded student loans. No longer can we have this laissez-faire attitude; our parents won’t be paying for us for the rest of our life. To discontinue the trend of young adults over-spending, let alone spending on unnecessary items like the new “white” iPhone 4 or a movie in 3D instead of 2D, we need to manage our money better. That means developing a budget, just like you have a budget for your homecoming dress (mine was $150). If your parents usually pay for you, start by thinking to yourself, “how much am I willing to spend if this is actually ‘my’ money.” If you mostly pay for yourself, start by planning for activities that are coming up that you could start saving for, such as, your school’s football games. The old people always tell us, “It’s the little things that count.” Well, I hate to admit it, but they’re correct on this one. If we can simply start budgeting and analyzing where our money is being spent, we’ll be much better off for the future and maybe even for a new Maserati.
No Comments »Summer in Atlanta offers an almost endless list of fun things to do. Summer movies, concerts, festivals; you name it. The problem is, paying for all these things can add up quickly. To help we’ve put together a list of cheap or free events you can mix into your summer fun.
Movies, movies, movies!
Summer in Atlanta offers a number of alternatives for catching a movie. Plus, many of these are outdoors and allow you to experience the city in unique ways. Check them out…
Take me out to the ballgame
Everyone loves seeing the Braves in action but by the time you get to your seat with some popcorn and coke you might have dropped $75.
The good news is that the Braves are offering tickets to some games for just $5.00! View the schedule at atlantabraves.com and look for the Buck Belue 5 Buck Night. Also, be sure to take MARTA to save on parking and get some vehicles off the road.
Want to catch a ball game but can’t make it to Atlanta? Why not stop by and watch the Gwinnett Braves in their new stadium in Buford near the Mall of Georgia. This is a great chance to catch some of the up and coming stars in the Braves organization.
Head outdoors
If you are on a tight budget, why not get outside and experience nature? The warm weather gives you the perfect excuse to save some money and soak up the sun.
Do you have other ideas for cheap fun in Atlanta? Let us know!
No Comments »Here is an interesting list put out by CNN Money about the 10 biggest money wasters. There are a few items on the list I wanted to point out:
1. ATM fees – It usually costs around $5 when you withdraw from an ATM that is not with your credit union or bank. As part of the Allpoint Network and CO-OP Network, Georgia’s Own has over 71,000 Surcharge-Free ATMs for added convenience and value.
2. Lottery Tickets – We all dream of hitting the jackpot one day, but did you know that consumers bought more than $70 billion in lottery tickets and there was only about $38 billion awarded in prizes??
3. Eating Out – Consumers spent an average of $28.47 on each restaurant meal in 2010 and averaged 82 restaurant trips a year totaling $2,341. Spending $7-$15 on lunch everyday adds up too! Check out my 10-2-Spend video to see how.
4. Daily Internet Deals – Don’t get caught up on every deal that you see online. It’s estimated that 20% of all daily deals purchased go unused. Advice: Ask yourself if you would even consider buying this if the deal wasn’t in front of you.
What are other money wasters you would add to the list?
No Comments »On my last post, I talked about the mission behind the new i[x] and focused on the first point (I Will Work Hard) in our three point mission:
1. I Will Work Hard
2. I Will Help Others
3. I Will Be Smart with My Money
Today, I want to look at the second pillar – I Will Help Others.
Life is about more than money and titles. You can work hard, make a lot of cash, but if you keep it all for yourself you’ll be unhappy. Well we wanted to give you all an avenue to be able to go out and help others, so we started the i[give] portion of i[x]. With i[give], we will be partnering with local non-profits each quarter throughout the year, to give our members the chance to serve and grow.
As I mentioned here, this quarter we are teaming with the Georgia Coalition Against Domestic Violence (GCADV) to help raise awareness about domestic violence by sponsoring a Cell Phone Drive. To help out and be a part of i[x], just bring your old phones with batteries to any Georgia’s Own branch.
The GCADV also wrote a guest article in the latest edition of Ne[x]t Magazine. The article focuses on technology and dating abuse and gives ways to protect yourself from being a victim. If you haven’t checked it out yet, be sure to grab your copy at any GOCU branch or you can find the pdf here. For more info on the GCADV check out gcadv.org.
If you have any organizations or local non-profits that you think should be featured in i[give], please share them in the comments.
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