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Blog
01.26.12 Having Street Cred with Credit Cards Posted under: Feature Post 4, Money Management Posted by: Will.i.x
Are Credit Cards Good Or Bad? Well, that all depends on how or why you use them. Credit cards can be good for building your credit score, but only if you use them wisely and pay them off on-time. With a few rules and regulations, along with some self restraint and responsibility, you can make credit cards work for you. HOW YOU ASK? First decide if you are making a wise purchase, then decide which payment method makes the most sense for you: cash, credit, debit, check, etc. Avoid opening several credit cards at one time because this can cause your credit score to fall. Also make sure to review your statement every month to avoid fraudulent charges. By following a few simple guidelines outlined here, you can decide when and how to use a credit card. With a little finesse and careful attention you will be on your way to responsible credit card use.
Good Cred
- Building your credit score
- Online purchases
- Purchases over the phone
- To pay deposits
- Reserve hotel, rentals, etc.
- Protection in case card is lost or stollen
- Ease in returning items
Bad Cred
- Impulse buys
- Items you can’t afford
- Allowing friends to use
- When you have no income
- On major purchases
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01.25.12 The Alternative Route to a Memorable Valentine’s Posted under: Feature Post 3, Lifestyle Posted by: Will.i.x
Valentine’s can be one of the most expensive date nights of the year. It can also be one of the most unromantic times for daters who are hoping for a special evening but instead end up seated in a back corner of an overpacked restaurant next to a couple with a crying baby. Here are some tips to ease the planning stress and end up with a memorable evening that doesn’t have to break your wallet.
Dining for the ironic: WAFFLE HOUSE
Yes, it’s hard to believe but it’s true – many Waffle House locations offer a Valentine’s Day program. Bring your camera so you can brag to all your friends. HA! Its a great place to sit and talk and laugh and enjoy an all American meal, scattered, smothered and covered. Don’t forget to get reservations though. They do fill up. At Select Locations: www.wafflehouse.com
Just do dessert at CAFE INTERMEZZO
The largest beverage menu you’ve probably ever seen with over 100 coffees, teas and more. They also have the most mouth watering delectable desserts you’ve tasted. Very romantic, candlelit, classical music, hip atmosphere. You will feel you’ve been transported to a quaint cafe in Europe. Locations In Brookwood, Dunwoody, & Downtown. Vist the site: www.cafeintermezzo.com
Be early: DINE A DAY BEFORE
You can expect better service and a quieter evening if you pick another night to dine out. You can tell your sweetheart you are so excited about Valentine’s that you want to celebrate early. Also if you are a seasoned baby-sitter you know Valentine’s is a great time to make a little dough while helping out couples with kids.
Keep it simple: STAY HOME
Cook them their favorite meal or order in and light some candles. Or you could watch a romantic flick while eating chocolate fondue.
Plan ahead: TREASURE HUNT
Give your sweetheart a map with clues that only the two of you would get. The map can include some of your favorite locations or items that you can reminisce over. Hide clues along the way, limit clues to 4 or 5 making the hunt around 30 minutes. Make sure to hide a treasure ahead of time in a safe place. Treasure could be a box of chocolates and handmade card, or tickets to special event etc.
Enjoy nature: STARGAZING
This can be fun if you bundle up and drive a few miles out, away from the city lights. Don’t forget to bring a thermos of hot chocolate, flashlight, binoculars, constellation map/star chart and a blanket.
Bonus points: FLOWERS
Whole Foods and Harry’s have beautiful roses and other flowers that are very reasonably priced. Locations Around Atlanta: wholefoodsmarket.com/stores
01.10.12 Bowl Pick’em Winners Posted under: Contests Posted by: Will.i.x
We now have our winners in the i[x] Bowl Pick’em Contest as the college football season came to a close with Alabama dominating LSU in the BCS National Championship game, 21-0. Congratulations to our first place winner and champion Nathaniel Anthony! Nathaniel will receive a $50 gift card for winning. Our second place winner was Devon Peet, who will receive a $25 gift card and third place goes to Lisa Dingy who wins a $15 iTunes card. Congrats to Nathaniel, Devon and Lisa and thanks for everyone who participated! Stay tuned to i[x]ga for upcoming contests and happenings.
No Comments »01.05.12 Great News for Graduate Students Posted under: Loans, School Posted by: Will.i.x
Hola guys and gals! I wanted to let you all know about some exciting news regarding student loans from Georgia’s Own. GOCU is pleased to announce it has extended it’s partnership with Credit Union Student Choice with the introduction of a Graduate Line of Credit. So if you are looking help for financing graduate school, look no further than Georgia’s Own! If you want to learn more about our Graduate Business Line of Credit, click here.
Don’t forget we also have options for undergraduate students!
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